What does global personal — policy and contract claims mean?

The actual cash outflows or accruals related to the settlement of insurance claims during the reporting period. This reflects the direct cost of fulfilling the promises made to policyholders under their insurance contracts. It is a key component of the segment's overall underwriting performance and profitability.

American International Group AIG Global Personal — Policy and Contract Claims

Other segment segments

International Commercial

$0—

North America Commercial

$0—

Similar metrics at other companies

CRBGLife Insurance — Policy and Contract Claims

$831M+4.0%

AIZGlobal Housing — Policyholder benefits

$263.9M-20.8%

CRBGCorporate & Other — Policy and Contract Claims

$111M-1.8%

RGACorporate and Other — Claims and other policy benefits

$0—

CINFPersonal Insurance — Insurance losses and contract holders' benefits

$607M-28.3%

PFGSegment Corporate — Policyholder Benefits And Claims Incurred Net

$32.5M+37.7%

Other financials

Income statement

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Revenue$6.7B-2.0%

Net income$763.0M+9.3%

EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%

Total debt$10.0B+2.6%

Total equity$40.4B-2.5%

Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%

CapEx$60.0M+14.3%

Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%

P/E12.7×-2.7×

P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp

FCF margin21.5%—

Returns & leverage

See full

Return on equity7.7%+5.6pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherPolicyClaimsAndBenefitsPayable.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's global personal — policy and contract claims?: American International Group (AIG) reported global personal — policy and contract claims of $0 in Q4 2025.
What does global personal — policy and contract claims mean?: The actual cash outflows or accruals related to the settlement of insurance claims during the reporting period. This reflects the direct cost of fulfilling the promises made to policyholders under their insurance contracts. It is a key component of the segment's overall underwriting performance and profitability.