American International Group AIG International Commercial — Policy and Contract Claims

Other segment segments

Global Personal

$0—

North America Commercial

$0—

Similar metrics at other companies

CRBGLife Insurance — Policy and Contract Claims

$831M+4.0%

CNAInternational — Claim and claim adjustment expenses

$3.4B+11.5%

CNAInternational — Policyholder Benefits and Claims Incurred, Net

$204M+6.3%

CRBGCorporate & Other — Policy and Contract Claims

$111M-1.8%

LSTRInsurance — Insurance And Claims

$16.23M-7.6%

TRUPClaims Expense

$281.44M+13.7%

Other financials

Income statement

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Revenue$6.7B-2.0%

Net income$763.0M+9.3%

EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%

Total debt$10.0B+2.6%

Total equity$40.4B-2.5%

Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%

CapEx$60.0M+14.3%

Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%

P/E12.7×-2.7×

P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp

FCF margin21.5%—

Returns & leverage

See full

Return on equity7.7%+5.6pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherPolicyClaimsAndBenefitsPayable.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's international commercial — policy and contract claims?: American International Group (AIG) reported international commercial — policy and contract claims of $0 in Q4 2025.
What does international commercial — policy and contract claims mean?: The total cash or accrual outflows related to the settlement of insurance claims during a specific period. This metric represents the actual cost of fulfilling the promise to policyholders when insured events occur. It is a primary driver of the segment's underwriting profitability.