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Trupanion TRUP Claims Expense
Claims Expense at other companies
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Where this comes from
Reported directly by Trupanion in its filing.
Tagged under the XBRL concept trup:ClaimsExpense.
The source filing: Trupanion’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 5:02 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001371285-26-000172
| Line item | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Revenue | $392,934 | $353,557 | $776,983 | $695,532 |
| Cost of revenue: | ||||
| Veterinary invoice expense(1) | 279,468 | 255,580 | 560,904 | 503,030 |
| Other cost of revenue(1) | 48,333 | 43,150 | 89,457 | 86,572 |
| Total cost of revenue | 327,801 | 298,730 | 650,361 | 589,602 |
| Operating expenses: | ||||
| Technology and development(1) | 12,754 | 8,586 | 24,048 | 16,658 |
| General and administrative(1) | 19,525 | 20,122 | 38,627 | 40,014 |
Item 1. Financial Statements
FAQ
- What is Trupanion's claims expense?
- Trupanion (TRUP) reported claims expense of $279.47M in Q2 2026.
- How has Trupanion's claims expense changed year-over-year?
- Trupanion's claims expense increased by 9.3% year-over-year, from $255.58M to $279.47M.
- What is the long-term trend for Trupanion's claims expense?
- Over 4 years (2021 to 2025), Trupanion's claims expense has grown at a 20.6% compound annual growth rate (CAGR), from $486.06M to $1.03B.
- What does claims expense mean?
- This represents the total costs incurred by an insurance provider to settle claims filed by policyholders for covered services. It serves as a primary indicator of underwriting performance and the accuracy of actuarial pricing models relative to actual loss experience. Monitoring this metric helps investors assess the company's ability to manage medical loss ratios and maintain long-term profitability in its core insurance offerings.
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