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HCI Group HCI Deferred Policy Acquisition Costs, Amortization Expense

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Segments

By segment

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Insurance Operation$27.78M+2.8%
Reciprocal Exchange Operation$2.66M+88.3%
Corporate And Other$0
Exzeo Group Inc$0
Real Estate Operations$0

Other financials

Income statement

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Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

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Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

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Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

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Market cap$2.31B+43.0%
P/E7.2×-3.9×
P/S2.4×+0.3×

Profitability

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Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

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Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340280
For Three Months Ended June 30, 2026Insurance OperationsExzeoReciprocal Exchange OperationsReal Estate (a)Corporate/Other (b)Reclassification/ EliminationConsolidated
Total revenue216,69960,75025,3604,5677,544(68,267)246,653
Expenses
Losses and loss adjustment expenses84,6979,308(22,929)71,076
Amortization of deferred policy acquisition costs27,7802,66430,444
Other policy acquisition expenses15,55710,0394,5173,228(31,439)1,902
Stock-based compensation expense6667601,9133,339
Interest expense1,122453631(1,122)1,084
Depreciation and amortization283736848147(708)1,306

Item 1 – Financial Statements

FAQ

What is HCI Group's deferred policy acquisition costs, amortization expense?
HCI Group (HCI) reported deferred policy acquisition costs, amortization expense of $30.44M in Q2 2026.
How has HCI Group's deferred policy acquisition costs, amortization expense changed year-over-year?
HCI Group's deferred policy acquisition costs, amortization expense increased by 7.0% year-over-year, from $28.44M to $30.44M.
What does deferred policy acquisition costs, amortization expense mean?
Deferred Policy Acquisition Costs, Amortization Expense

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