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Heritage Financial HFWA Debt Instrument Basis Spread On Variable Rate1

Debt Instrument Basis Spread On Variable Rate1 at other companies

Healthcare Services Group logo
Healthcare Services GroupHCSG
1.7%0.0pp
DHI Group logo
DHI GroupDHX
1%-1.1pp
Heritage Financial logo
Heritage FinancialHFWA
1.6%0.0pp
Tractor Supply Company logo
Tractor Supply CompanyTSCO
0%
KRT
Karat PackagingKRT
2.3%
The Greenbrier Companies logo
The Greenbrier CompaniesGBX
1.9%0.0pp

Other financials

Income statement

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Revenue$84.1M+48.9%
Net income$17.5M+43.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$204.4M-19.6%
Total debt$166.3M-36.8%
Total equity$1.1B+24.9%
Total assets$8.4B+19.2%

Cash flow

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Operating cash flow$23.1M+2.5%
CapEx$2.0M+24.7%
Free cash flow$21.1M+0.9%

Valuation

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Market cap$1.21B+57.9%
Enterprise value$1.17B+51.1%
P/E15.5×0.0×
P/S4.1×+0.7×

Profitability

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Net margin26.5%+4.6pp
FCF margin27.3%-9.0pp

Returns & leverage

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Return on equity7.8%+2.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Heritage Financial in its filing.

Tagged under the XBRL concept us-gaap:DebtInstrumentBasisSpreadOnVariableRate1.

The source filing: Heritage Financial’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 2:11 PM EST
Fiscal year
FY2025
Accession
0001628280-26-012703

proceeds to acquire junior subordinated debentures issued by the Washington Banking Company. During 2007, the Trust issued $25.0 million of trust preferred securities with a 30-year maturity, callable after the fifth year. The trust preferred securities have a quarterly adjustable rate based upon the three-month SOFR plus 1.56%. On the merger date, the Company acquired the Trust, which retained the Washington Banking Master Trust name, and assumed the performance and observance of the covenants under the indenture related to the trust preferred securities.

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Heritage Financial's debt instrument basis spread on variable rate1?
Heritage Financial (HFWA) reported debt instrument basis spread on variable rate1 of 1.6% in Q4 2025.
What does debt instrument basis spread on variable rate1 mean?
Represents the additional interest rate margin or spread added to a benchmark index for variable-rate debt instruments. This metric is critical for understanding the sensitivity of interest income or expense to fluctuations in market interest rates.

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