What does international - specialty — 8 mean?

Represents the incurred loss ratio for the International Specialty segment, calculated as the ratio of losses and loss adjustment expenses to earned premiums. This metric provides insight into the underwriting discipline and the quality of risk selection within the international specialty portfolio. A lower ratio indicates superior underwriting performance and effective claims management.

Hamilton Insurance Group, Ltd. HG International - Specialty — 8

Other product segments

Bermuda - Casualty

6%-33.3%

Bermuda - Specialty

1%0.0%

International - Property

1%0.0%

Bermuda - Property

0%-100%

International - Casualty

0%—

Similar metrics at other companies

WTMSpecialty — 8

1.8%0.0pp

RDNSpecialty Segment Operating — Loss Ratio

52.5%—

WTMSpecialty — 9

1.2%-0.1pp

WTMSpecialty — 2

26.8%-4.0pp

ACGLSpecialty — Incurred losses and allocated loss adjustment expenses, net of reinsurance

856,400,000,000%+686,800,000,000pp

AIGInternational Commercial — Losses and Loss Expenses Incurred

$1.2B+7.1%

Other financials

Income statement

See full

Revenue$758.9M-1.3%

Net income$217.0M+19.7%

EPS (diluted)$1.31+70.1%

Balance sheet

See full

Cash & equivalents$955.5M+4.6%

Total debt$149.8M-0.1%

Total equity$2.7B+13.5%

Total assets$9.9B+18.2%

Cash flow

See full

Operating cash flow$100.8M+189%

Valuation

See full

Market cap$3.24B+50.7%

Enterprise value$2.43B+75.6%

P/E3.7×-0.5×

P/S1.1×+0.2×

Profitability

See full

Net margin30.2%+9.1pp

Returns & leverage

See full

Return on equity34.2%+11.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Hamilton Insurance Group, Ltd. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearEight.

The official record: Hamilton Insurance Group, Ltd.’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hamilton Insurance Group, Ltd.'s international - specialty — 8?: Hamilton Insurance Group, Ltd. (HG) reported international - specialty — 8 of 4% in Q4 2025.
What does international - specialty — 8 mean?: Represents the incurred loss ratio for the International Specialty segment, calculated as the ratio of losses and loss adjustment expenses to earned premiums. This metric provides insight into the underwriting discipline and the quality of risk selection within the international specialty portfolio. A lower ratio indicates superior underwriting performance and effective claims management.