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Hagerty HGTY Auto — Cumulative Number of Reported Claims

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Other financials

Income statement

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Revenue$354.8M-6.5%
Operating income$34.3M+240%
Net income$8.0M-83.0%
EPS (diluted)-$0.02-122%

Balance sheet

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Cash & equivalents$467.6M+41.5%
Total debt$258.3M+28.5%
Total equity$215.5M+25.1%
Total assets$2.1B+5.3%

Cash flow

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Operating cash flow$169.9M+215%
CapEx$8.2M+33.8%
Free cash flow$161.7M+239%

Valuation

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Market cap$1.39B+40.3%
Enterprise value$1.18B+37.1%
P/E19.8×+10.1×
P/S+0.2×

Profitability

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Operating margin8%
Net margin4.9%-2.6pp
FCF margin19.4%

Returns & leverage

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Return on equity36.1%-40.3pp
Debt / equity1.2×0.0×
Current ratio0.0×

Where this comes from

Reported directly by Hagerty in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.

The source filing: Hagerty’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 10:58 AM EST
Fiscal year
FY2025
Accession
0001840776-26-000013
Line itemReporting Years Ended December 31,Reporting Years Ended December 31,Reserves for Losses and Loss Adjustment Expenses Incurred But Not ReportedCumulative Number of Reported Claims
2023228,071232,7485,20542,459
2024286,19415,09843,735
2025295,13047,14939,860
Total1,120,12470,514201,071
Cumulative paid losses and loss adjustment expenses from the table below(959,584)
Reserves for losses and loss adjustment expenses before 2021, net of reinsurance2,2471,478
Cumulative effect of foreign currency rate changes91
Reserves for losses and loss adjustment expenses, undiscounted and net of reinsurance$162,878$71,992

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Hagerty's auto — cumulative number of reported claims?
Hagerty (HGTY) reported auto — cumulative number of reported claims of 20,107,100% in Q4 2025.
How has Hagerty's auto — cumulative number of reported claims changed year-over-year?
Hagerty's auto — cumulative number of reported claims increased by 8.3% year-over-year, from 18,570,000% to 20,107,100%.
What does auto — cumulative number of reported claims mean?
This metric tracks the total volume of insurance claims filed by policyholders within the automotive segment since the inception of the relevant coverage period. It provides a high-level view of claim frequency and operational activity levels. Analyzing this trend helps investors understand the growth and scale of the insurance book over time.

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