What is Hagerty's auto — cumulative number of reported claims?

Hagerty (HGTY) reported auto — cumulative number of reported claims of 20,107,100% in Q4 2025.

How has Hagerty's auto — cumulative number of reported claims changed year-over-year?

Hagerty's auto — cumulative number of reported claims increased by 8.3% year-over-year, from 18,570,000% to 20,107,100%.

What does auto — cumulative number of reported claims mean?

This metric tracks the total volume of insurance claims filed by policyholders within the automotive segment since the inception of the relevant coverage period. It provides a high-level view of claim frequency and operational activity levels. Analyzing this trend helps investors understand the growth and scale of the insurance book over time.

Hagerty HGTY Auto — Cumulative Number of Reported Claims

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LMNDCar — Cumulative Number of Reported Claims

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261,200,000%+500,000pp

Other financials

Income statement

See full

Revenue$311.8M-5.0%

Operating income$34.3M+240%

Net income-$12.7M-147%

EPS (diluted)-$0.06-186%

Balance sheet

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Cash & equivalents$366.7M+28.1%

Total debt$272.5M+50.3%

Total equity$218.7M+34.2%

Total assets$2.0B+11.5%

Cash flow

See full

Operating cash flow$16.3M-62.9%

CapEx$7.7M+43.1%

Free cash flow$8.5M-77.8%

Valuation

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Market cap$1.17B+30.8%

Enterprise value$1.07B+36.3%

P/E10.7×+1.5×

P/S0.8×+0.1×

Profitability

See full

Operating margin8.1%—

Net margin7.5%0.0pp

FCF margin11.4%—

Returns & leverage

See full

Return on equity57.2%-18.7pp

Debt / equity1.2×+0.1×

Current ratio1×0.0×

Where this comes from

Reported directly by Hagerty in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.

The official record: Hagerty’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hagerty's auto — cumulative number of reported claims?: Hagerty (HGTY) reported auto — cumulative number of reported claims of 20,107,100% in Q4 2025.
How has Hagerty's auto — cumulative number of reported claims changed year-over-year?: Hagerty's auto — cumulative number of reported claims increased by 8.3% year-over-year, from 18,570,000% to 20,107,100%.
What does auto — cumulative number of reported claims mean?: This metric tracks the total volume of insurance claims filed by policyholders within the automotive segment since the inception of the relevant coverage period. It provides a high-level view of claim frequency and operational activity levels. Analyzing this trend helps investors understand the growth and scale of the insurance book over time.