What is Lemonade's car — cumulative number of reported claims?

Lemonade (LMND) reported car — cumulative number of reported claims of 34,649,800% in Q4 2025.

What does car — cumulative number of reported claims mean?

This metric tracks the total volume of claims reported by policyholders within the car insurance segment since the inception of the product. It serves as a primary indicator of market penetration, customer activity, and the overall scale of the automotive insurance business. Analyzing this trend helps investors understand the growth trajectory and claim frequency patterns of the segment.

Lemonade LMND Car — Cumulative Number of Reported Claims

Similar metrics at other companies

TRVAutomobile — Cumulative Number of Reported Claims (Audited)

130,077,100%+272,300pp

CNACommercial Auto — Cumulative Number of Claims

4,967,000%+732,500pp

SIGIPersonal automobile — Cumulative Number of Reported Claims

2,704,800%+6,800pp

SIGICommercial automobile — Cumulative Number of Reported Claims

4,050,000%+24,600pp

AFGProperty and casualty insurance — Cumulative Number of Reported Claims

26,312,500%+675,700pp

CINFPersonal Auto — Cumulative number of reported claims

11,200,000%+1,200,000pp

Other financials

Income statement

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Revenue$258.0M+70.6%

Net income-$35.8M+42.6%

EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%

Total debt$20.8M-4.6%

Total equity$518.0M-5.0%

Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%

CapEx$3.5M+52.2%

Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.52B+109%

Profitability

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Net margin-16.4%-6.0pp

FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.

The official record: Lemonade’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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What is Lemonade's car — cumulative number of reported claims?: Lemonade (LMND) reported car — cumulative number of reported claims of 34,649,800% in Q4 2025.
What does car — cumulative number of reported claims mean?: This metric tracks the total volume of claims reported by policyholders within the car insurance segment since the inception of the product. It serves as a primary indicator of market penetration, customer activity, and the overall scale of the automotive insurance business. Analyzing this trend helps investors understand the growth trajectory and claim frequency patterns of the segment.