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Lemonade LMND Car — Cumulative Number of Reported Claims

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Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.01B+6.4%
Enterprise value$3.65B+7.1%
P/S4.8×-1.5×

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.

The source filing: Lemonade’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 4:21 PM EST
Fiscal year
FY2025
Accession
0001691421-26-000016
Accident YearDecember 31, 2016December 31, 2017December 31, 2018December 31, 2019December 31, 2020December 31, 2021December 31, 2022December 31, 2023December 31, 2024December 31, 2025December 31, 2025 / IBNRDecember 31, 2025 / Cumulative Number of Reported Claims
201924.224.923.224.633.231.631.30.251,136
202010.812.011.816.715.414.80.337,326
202175.375.386.884.782.90.843,119
202283.192.092.389.53.146,802
2023 (2)79.181.165.53.439,211
2024 (2)51.260.58.628,193
2025 (2)63.124.125,923
Total incurred losses and ALAE, net$491.0$40.5346,498

Item 8. Financial Statements and Supplementary Data

FAQ

What is Lemonade's car — cumulative number of reported claims?
Lemonade (LMND) reported car — cumulative number of reported claims of 34,649,800% in Q4 2025.
What does car — cumulative number of reported claims mean?
This metric tracks the total volume of claims reported by policyholders within the car insurance segment since the inception of the product. It serves as a primary indicator of market penetration, customer activity, and the overall scale of the automotive insurance business. Analyzing this trend helps investors understand the growth trajectory and claim frequency patterns of the segment.

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