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Selective Insurance Group SIGI Businessowners’ policies — Cumulative Number of Reported Claims

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Other financials

Income statement

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Revenue$1.4B+4.5%
Net income$129.4M+50.5%
EPS (diluted)$2.11+55.1%

Balance sheet

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Cash & equivalents$557.0K+56.0%
Total debt$903.2M-0.5%
Total equity$3.7B+8.7%
Total assets$15.6B+7.9%

Cash flow

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Operating cash flow$229.0M+37.2%
CapEx$14.1M+94.6%
Free cash flow$214.9M+34.6%

Valuation

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Market cap$5.77B+19.9%
Enterprise value$6.67B+16.6%
P/E11.6×-1.0×
P/S1.1×+0.1×

Profitability

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Net margin9.1%+1.6pp
FCF margin21.7%-0.4pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.

The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.

Filed
Feb 9, 2026, 5:15 PM EST
Fiscal year
FY2025
Accession
0000230557-26-000006
Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Accident YearBusinessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2016Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2017Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2018Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2019Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2020Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2021Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2022Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2023Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2024Businessowners' Policies(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / 2025As of December 31, 2025 / IBNRAs of December 31, 2025 / Cumulative Number of Reported Claims
201746,62448,69851,52448,06743,60642,37442,40842,81143,0931823,899
201855,02457,20262,42760,39356,62555,58654,66854,3731584,269
201953,53159,46664,66765,76264,72163,71362,5706443,655
202071,83673,68073,07773,32073,14871,9008455,456
202166,31263,64872,23171,22870,8762,3663,544
202286,19489,02588,05986,5345,0763,876
202380,94383,67682,75510,4863,639
202498,720102,11519,4843,901

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Selective Insurance Group's businessowners’ policies — cumulative number of reported claims?
Selective Insurance Group (SIGI) reported businessowners’ policies — cumulative number of reported claims of 545,600% in Q4 2025.
How has Selective Insurance Group's businessowners’ policies — cumulative number of reported claims changed year-over-year?
Selective Insurance Group's businessowners’ policies — cumulative number of reported claims increased by 0.1% year-over-year, from 545,200% to 545,600%.
What does businessowners’ policies — cumulative number of reported claims mean?
This metric tracks the total volume of insurance claims reported by policyholders within the businessowners' segment since the inception of the coverage period. It provides insight into the frequency of loss events and the operational workload for the claims department.

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