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Kemper KMPR Homeowners — Cumulative Number of Reported Claims

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's homeowners — cumulative number of reported claims?
Kemper (KMPR) reported homeowners — cumulative number of reported claims of 1,345,700% in Q4 2025.
How has Kemper's homeowners — cumulative number of reported claims changed year-over-year?
Kemper's homeowners — cumulative number of reported claims decreased by 4.6% year-over-year, from 1,410,200% to 1,345,700%.
What does homeowners — cumulative number of reported claims mean?
This metric tracks the total count of insurance claims filed by policyholders within the homeowners segment since the inception of the relevant accident years. It provides a measure of claims frequency and business volume within the property insurance portfolio. Analyzing this trend helps investors understand the scale of operations and the underlying risk exposure of the homeowners business.