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Kemper KMPR Homeowners — Cumulative Number of Reported Claims

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Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.68B-47.4%
Enterprise value$2.54B-36.8%
P/S0.4×-0.3×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.

The source filing: Kemper’s 10-K, filed February 11, 2026.

Filed
Feb 10, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000860748-26-000014
DOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Accident YearDOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 2021DOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 2022DOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 2023DOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 2024DOLLARS IN MILLIONS, EXCEPT CUMULATIVE INCURRED CLAIMS / Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 2025As of December 31, 2025 / Total of IBNR Liabilities Plus Expected Development on Reported ClaimsAs of December 31, 2025 / Cumulative Number of Reported Claims
2021$149.9$149.8$143.9$144.3$143.8$0.413,457
2022142.7152.7155.2154.91.011,533
2023126.6135.3135.81.19,979
202480.678.41.04,411
202512.21.8526
Total525.1
Cumulative Paid Losses and Allocated LAE, Net of Reinsurance
For the Years Ended December 31,

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Kemper's homeowners — cumulative number of reported claims?
Kemper (KMPR) reported homeowners — cumulative number of reported claims of 1,345,700% in Q4 2025.
How has Kemper's homeowners — cumulative number of reported claims changed year-over-year?
Kemper's homeowners — cumulative number of reported claims decreased by 4.6% year-over-year, from 1,410,200% to 1,345,700%.
What does homeowners — cumulative number of reported claims mean?
This metric tracks the total count of insurance claims filed by policyholders within the homeowners segment since the inception of the relevant accident years. It provides a measure of claims frequency and business volume within the property insurance portfolio. Analyzing this trend helps investors understand the scale of operations and the underlying risk exposure of the homeowners business.

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