What is Hippo Holdings's property lines — 1?

Hippo Holdings (HIPO) reported property lines — 1 of 62% in Q4 2025.

What does property lines — 1 mean?

This metric represents the development of loss reserves over time, tracking the difference between initial estimates and subsequent re-estimations of ultimate losses. It provides insight into the actuarial accuracy of the company's reserving methodology. Consistent favorable development indicates conservative and effective reserving practices.

Hippo Holdings HIPO Property Lines — 1

Other product segments

Casualty Lines

23%—

Similar metrics at other companies

SIGIProperty lines — Total liabilities for unpaid loss and loss expenses, net of reinsurance

3,049,800,000%+1,024,000,000pp

PLMRProperty Lines — Reinsurance Recoverable For Unpaid Claims And Claims Adjustments

$105.3M+7.9%

CINFCommercial Property Line — Prior accident years

-$30M+14.3%

HGProperty Contracts — Prior years

-$200K+98.7%

SIGIProperty lines — Reinsurance Recoverable for Unpaid Claims and Claims Adjustments

$152K-84.5%

PLMRProperty Lines — Liability For Unpaid Claims And Claims Adjustment Expense Net

$79.34M+25.0%

Other financials

Income statement

See full

Revenue$121.5M+10.2%

Operating income-$561.6K—

Net income$7.1M+115%

EPS (diluted)$0.27+114%

Balance sheet

See full

Cash & equivalents$304.8M+69.1%

Total debt$3.6M-59.6%

Total equity$448.7M+39.0%

Total assets$2.1B+33.9%

Cash flow

See full

Operating cash flow$8.5M+124%

CapEx$100.0K0.0%

Free cash flow$8.4M+124%

Valuation

See full

Market cap$673.55M-6.1%

Enterprise value$372.35M-31.8%

P/E6×—

P/S1.4×-0.4×

Profitability

See full

Net margin23.4%—

FCF margin11.1%—

Returns & leverage

See full

Return on equity29.2%—

Debt / equity0×0.0×

Current ratio0.7×—

Where this comes from

Reported directly by Hippo Holdings in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Hippo Holdings’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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What is Hippo Holdings's property lines — 1?: Hippo Holdings (HIPO) reported property lines — 1 of 62% in Q4 2025.
What does property lines — 1 mean?: This metric represents the development of loss reserves over time, tracking the difference between initial estimates and subsequent re-estimations of ultimate losses. It provides insight into the actuarial accuracy of the company's reserving methodology. Consistent favorable development indicates conservative and effective reserving practices.