What is Freedom Holding's accident insurance — 1?

Freedom Holding (FRHC) reported accident insurance — 1 of 37.2% in Q1 2026.

What does accident insurance — 1 mean?

This metric represents the gross written premiums for the accident insurance segment, reflecting the total volume of business underwritten before accounting for reinsurance. It serves as the top-line indicator of market demand and the company's scale in the accident insurance sector. Growth in this metric indicates successful expansion of the insurance product portfolio.

Freedom Holding (FRHC) Accident Insurance — 1

Screener

Other product segments

Motor Vehicle

69%+10.9%

Vehicle Owners

67%+6.3%

Life Insurance

50.8%+201%

Civil Liability

34%-11.0%

Compulsory employer liability insurance

29.2%-15.6%

Property Damage

21%+7.1%

Similar metrics at other companies

WTMProperty and Accident & Health — 1

27.4%+3.6pp

WTMSpecialty — 1

18.2%-1.1pp

HIPOCasualty Lines — 1

23%—

HIPOProperty Lines — 1

62%—

WTMCasualty-Active — 1

3.8%-0.6pp

WTMCasualty-Runoff — 1

8.8%0.0pp

Other financials

Income statement

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Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$9.52B-18.2%

Enterprise value$8.6B-14.1%

P/E62.1×—

P/S4.3×-1.2×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed: Jun 1, 2026, 4:21 PM EDT
Fiscal year: FY2026
Accession: 0000924805-26-000012


Years	1	2	3	4	5	6	7	8	9
Average annual percentage payout	37.2%	41.3%	2.2%	2.3%	18.6%	0.3%	(1.9)%	—%	—%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's accident insurance — 1?: Freedom Holding (FRHC) reported accident insurance — 1 of 37.2% in Q1 2026.
What does accident insurance — 1 mean?: This metric represents the gross written premiums for the accident insurance segment, reflecting the total volume of business underwritten before accounting for reinsurance. It serves as the top-line indicator of market demand and the company's scale in the accident insurance sector. Growth in this metric indicates successful expansion of the insurance product portfolio.