What is Freedom Holding's motor vehicle — 1?

Freedom Holding (FRHC) reported motor vehicle — 1 of 69% in Q1 2026.

What does motor vehicle — 1 mean?

This metric represents a specific actuarial or operational data point related to the motor vehicle insurance segment, typically used for internal loss development analysis. It serves as a component in evaluating the maturity and settlement patterns of the insurance portfolio. It is essential for understanding the underlying trends in claim frequency and severity.

Freedom Holding FRHC Motor Vehicle — 1

Other product segments

Vehicle Owners

67%+6.3%

Life Insurance

50.8%+201%

Accident Insurance

37.2%+20.0%

Civil Liability

34%-11.0%

Compulsory employer liability insurance

29.2%-15.6%

Property Damage

21%+7.1%

Similar metrics at other companies

CINFCommercial Auto Line — 1

36.5%-2.0pp

JXNVariable annuity — Effect of changes in assumptions

$3M-50.0%

AXSMotor — Net premiums earned

$31.56M+2.2%

CINFPersonal Auto — 2

17.3%+0.7pp

PFGVariable Annuity — Market Risk Benefit Measurement Input

$0.550.0%

JXNVariable annuity — Effect of actual policyholder behavior different from expected

$110M-11.3%

Other financials

Income statement

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Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

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What is Freedom Holding's motor vehicle — 1?: Freedom Holding (FRHC) reported motor vehicle — 1 of 69% in Q1 2026.
What does motor vehicle — 1 mean?: This metric represents a specific actuarial or operational data point related to the motor vehicle insurance segment, typically used for internal loss development analysis. It serves as a component in evaluating the maturity and settlement patterns of the insurance portfolio. It is essential for understanding the underlying trends in claim frequency and severity.