What is Freedom Holding's civil liability — 1?

Freedom Holding (FRHC) reported civil liability — 1 of 34% in Q1 2026.

What does civil liability — 1 mean?

This metric represents the primary premium revenue generated from the civil liability insurance segment. It serves as the top-line indicator of business volume and market penetration for this specific insurance product line. Growth in this metric reflects successful sales efforts and expansion within the civil liability market.

Freedom Holding FRHC Civil Liability — 1

Other product segments

Motor Vehicle

69%+10.9%

Vehicle Owners

67%+6.3%

Life Insurance

50.8%+201%

Accident Insurance

37.2%+20.0%

Compulsory employer liability insurance

29.2%-15.6%

Property Damage

21%+7.1%

Similar metrics at other companies

TRVGeneral Liability — Premiums

$1.35B+2.4%

KNSLProducts Liability — Gross written premiums

$16.97M+1.3%

ORIGeneral Liability — Premiums Earned, Net

$141.4M—

AXSLiability — Net premiums earned

$214.41M+6.7%

BRK.ALife And Health Insurance — Liability For Future Policy Benefit Gross Premium Income

$1.01B+6.3%

MKLGeneral liability — Earned premiums

$614.52M+0.5%

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

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What is Freedom Holding's civil liability — 1?: Freedom Holding (FRHC) reported civil liability — 1 of 34% in Q1 2026.
What does civil liability — 1 mean?: This metric represents the primary premium revenue generated from the civil liability insurance segment. It serves as the top-line indicator of business volume and market penetration for this specific insurance product line. Growth in this metric reflects successful sales efforts and expansion within the civil liability market.