What does compulsory employer liability insurance — 1 mean?

This metric represents the primary premium revenue generated from the compulsory employer liability insurance segment. It serves as the top-line indicator of market penetration and business volume for this specific insurance product. It is the base figure from which underwriting margins are calculated.

Freedom Holding FRHC Compulsory employer liability insurance — 1

Other product segments

Motor Vehicle

69%+10.9%

Vehicle Owners

67%+6.3%

Life Insurance

50.8%+201%

Accident Insurance

37.2%+20.0%

Civil Liability

34%-11.0%

Property Damage

21%+7.1%

Similar metrics at other companies

TRVGeneral Liability — Premiums

$1.35B+2.4%

AXSLiability — Net premiums earned

$214.41M+6.7%

RGAInsurance, Other — Liability for Future Policy Benefit, Gross Premium Income

$730M+39.6%

BRK.ALife And Health Insurance — Liability For Future Policy Benefit Gross Premium Income

$1.01B+6.3%

KNSLProducts Liability — Gross written premiums

$16.97M+1.3%

ORIGeneral Liability — Premiums Earned, Net

$141.4M—

Other financials

Income statement

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Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

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What is Freedom Holding's compulsory employer liability insurance — 1?: Freedom Holding (FRHC) reported compulsory employer liability insurance — 1 of 29.2% in Q1 2026.
What does compulsory employer liability insurance — 1 mean?: This metric represents the primary premium revenue generated from the compulsory employer liability insurance segment. It serves as the top-line indicator of market penetration and business volume for this specific insurance product. It is the base figure from which underwriting margins are calculated.