What is Freedom Holding's vehicle owners — 1?

Freedom Holding (FRHC) reported vehicle owners — 1 of 67% in Q1 2026.

What does vehicle owners — 1 mean?

This metric represents the total earned premiums for the vehicle insurance segment, reflecting the revenue generated from policies in force during the period. It serves as the primary top-line indicator for the scale and growth of the vehicle insurance business. It is the baseline against which loss ratios are calculated.

Freedom Holding FRHC Vehicle Owners — 1

Other product segments

Motor Vehicle

69%+10.9%

Life Insurance

50.8%+201%

Accident Insurance

37.2%+20.0%

Civil Liability

34%-11.0%

Compulsory employer liability insurance

29.2%-15.6%

Property Damage

21%+7.1%

Similar metrics at other companies

WRBInsurance — Earned premiums

$2.77B+4.7%

CINFPersonal Insurance — Earned premiums

$873M+25.1%

TRVAutomobile — Premiums

$2.92B+0.3%

CINFNet premiums earned

$2.6B+11.1%

HIGAutomobiles — Earned premiums and fee income

$942M+2.5%

WRBCommercial automobile — Earned Premiums

$404.48M+9.2%

Other financials

Income statement

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Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

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What is Freedom Holding's vehicle owners — 1?: Freedom Holding (FRHC) reported vehicle owners — 1 of 67% in Q1 2026.
What does vehicle owners — 1 mean?: This metric represents the total earned premiums for the vehicle insurance segment, reflecting the revenue generated from policies in force during the period. It serves as the primary top-line indicator for the scale and growth of the vehicle insurance business. It is the baseline against which loss ratios are calculated.