What does property and accident & health — 1 mean?

This metric serves as a primary indicator for the Property and Accident & Health segment, representing a core performance or exposure variable. It is used to track fundamental business activity or risk concentration within this specific product line. Changes in this metric provide insight into the segment's strategic direction and operational scale.

White Mountains Insurance Group (WTM) Property and Accident & Health — 1

Screener

Other product segments

Specialty

18.2%-5.7%

Marine & Energy

12.1%-6.2%

Casualty-Runoff

8.8%0.0%

Casualty-Active

3.8%-13.6%

Similar metrics at other companies

FRHCAccident Insurance — 1

37.2%+6.2pp

FRHCProperty Damage — 1

21%+1.4pp

HIPOProperty Lines — 1

62%—

HGBermuda - Property — 1

23%+6.0pp

HGInternational - Property — 1

18%+2.0pp

FRHCCivil Liability — 1

34%-4.2pp

Other financials

Income statement

See full

Revenue$844.6M+22.5%

Gross profit$764.5M+18.2%

Net income$199.5M+62.3%

Balance sheet

See full

Total debt$932.5M+34.2%

Total equity$5.4B+16.0%

Total assets$13.8B+16.4%

Cash flow

See full

Operating cash flow-$55.5M-131%

Valuation

See full

Market cap$5.3B+15.6%

P/E4.7×—

P/S1.4×-0.5×

Profitability

See full

Gross margin94.1%-3.2pp

Net margin29.3%—

Returns & leverage

See full

Return on equity22.4%—

Debt / equity0.2×0.0×

Where this comes from

Reported directly by White Mountains Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The source filing: White Mountains Insurance Group’s 10-K, filed February 27, 2026.

Filed: Feb 27, 2026, 9:21 AM EST
Fiscal year: FY2025
Accession: 0001628280-26-012603

Property and Accident & Health	Property and Accident & Health / Average Annual Percentage Payout of Incurred Loss and LAE by Age, Net of Reinsurance	Property and Accident & Health / Average Annual Percentage Payout of Incurred Loss and LAE by Age, Net of Reinsurance	Property and Accident & Health / Average Annual Percentage Payout of Incurred Loss and LAE by Age, Net of Reinsurance	Property and Accident & Health / Average Annual Percentage Payout of Incurred Loss and LAE by Age, Net of Reinsurance	Average Annual Percentage Payout of Incurred Loss and LAE by Age, Net of Reinsurance	Average Annual Percentage Payout of Incurred Loss and LAE by Age, Net of Reinsurance	Average Annual Percentage Payout of Incurred Loss and LAE by Age, Net of Reinsurance	Average Annual Percentage Payout of Incurred Loss and LAE by Age, Net of Reinsurance	Average Annual Percentage Payout of Incurred Loss and LAE by Age, Net of Reinsurance	Average Annual Percentage Payout of Incurred Loss and LAE by Age, Net of Reinsurance
Years	1	2	3	4	5	6	7	8	9	10
	27.4%	31.9%	18.4%	6.4%	2.9%	1.9%	0.4%	0.9%	0.2%	0.1%

Item 16. Form 10-K Summary.

FAQ

What is White Mountains Insurance Group's property and accident & health — 1?: White Mountains Insurance Group (WTM) reported property and accident & health — 1 of 27.4% in Q4 2025.
How has White Mountains Insurance Group's property and accident & health — 1 changed year-over-year?: White Mountains Insurance Group's property and accident & health — 1 increased by 15.1% year-over-year, from 23.8% to 27.4%.
What does property and accident & health — 1 mean?: This metric serves as a primary indicator for the Property and Accident & Health segment, representing a core performance or exposure variable. It is used to track fundamental business activity or risk concentration within this specific product line. Changes in this metric provide insight into the segment's strategic direction and operational scale.