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Horace Mann Educators HMN Q2 2025 earnings

Reported August 6, 2025 · After market close

Revenue$411.7MMiss by $13.0M
EPS$1.06Beat by $0.45
Revenue estimate$424.7M
EPS estimate$0.61

Next report

Aug 5, 2026 (In 1 week)
Revenue estimate$321.7M
EPS estimate$0.79

Financials

Q2 2025

Income statement

See full
Revenue$411.7M+6.1%
Net income$29.4M+674%
EPS (diluted)$0.71+689%

Balance sheet

See full
Cash & equivalents$40.9M+188%
Total debt$547.5M+0.2%
Total equity$1.4B+12.5%
Total assets$14.7B+3.1%

Cash flow

See full
Operating cash flow$131.3M+227%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$1.75B+30.8%
Enterprise value$2.25B+20.7%
P/E12.5×-3.9×
P/S1.1×+0.2×

Profitability

See full
Net margin8.5%+3.3pp

Returns & leverage

See full
Return on equity10.9%+3.9pp
Debt / equity0.4×0.0×

Versus estimates

Revenue

Q1 2026$429.3MBeat by $110.2MQ4 2025$317.2MBeat by $3.2MQ3 2025$417.1MMiss by $13.8M
Q2 2025$411.7MMiss by $13.0M
Q1 2025$416.4MMiss by $3.8MQ4 2024$393.1MMiss by $23.9M

Diluted EPS

Q1 2026$1.28Beat by $0.18Q4 2025$1.21Beat by $0.03Q3 2025$1.36Beat by $0.32
Q2 2025$1.06Beat by $0.45
Q1 2025$1.07Beat by $0.19Q4 2024$1.62Beat by $0.58

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Questions, answered.

When did Horace Mann Educators report Q2 2025 earnings?
Horace Mann Educators (HMN) reported Q2 2025 earnings on August 6, 2025 after market close.
What were Horace Mann Educators's Q2 2025 revenue and EPS?
Horace Mann Educators reported revenue of $411.7M and eps of $1.06 for Q2 2025.
Did Horace Mann Educators beat estimates in Q2 2025?
Revenue missed the consensus estimate of $424.7M by $13.0M. EPS beat the consensus estimate of $0.61 by $0.45.
How did Horace Mann Educators's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 6.1% from $388.1M a year earlier and eps grew 430.0% from $0.20.
Where can I find Horace Mann Educators's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001628280-25-038406) directly on SEC EDGAR. The filing index links above go to sec.gov.