Skip to content
Screener

Horace Mann Educators HMN Experience life — Interest accruals

Other product segments

Term Life
$2.8M0.0%
Limited-Pay Whole Life
$300K0.0%
SPIA (life contingent)
$0

Similar metrics at other companies

Globe Life logo
GLLife — Interest accrual
$347.59M+0.8%
Fidelity National Financial logo
FNFTraditional Life — Interest accrual
$12M-7.7%
Corebridge Financial logo
CRBGUniversal Life — Interest accrual
$43M+7.5%
Prudential Financial logo
PRUTerm Life — Interest accrual
$237M+2.2%
CNO Financial Group logo
CNOTraditional life — Interest accrual
$53.4M+1.5%
F&G Annuities & Life logo
FGTraditional Life — Interest accrual
$11M-15.4%

Other financials

Income statement

See full
Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

See full
Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

See full
Operating cash flow$223.7M+70.4%

Valuation

See full
Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

See full
Net margin10.2%+1.7pp

Returns & leverage

See full
Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumInterestIncome.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
($ in millions)Whole LifeTerm LifeExperience Life(1)Limited-Pay Whole LifeSupplemental Health(2)SPIA (life contingent)
Actual variances from expected experience(0.4)(0.1)(0.8)1.4
Adjusted balance at April 1, 2026252.0259.862.435.9217.1
Issuances(3)2.85.50.54.7
Interest accruals(4)2.12.80.90.31.8
Net premiums collected(5)(6.2)(6.8)(1.7)(1.2)(6.9)
June 30, 2026 balance at original discount rate250.8261.361.635.6216.6
Effect of changes in discount rate assumptions(29.4)(16.8)1.4(1.9)(27.6)
Balance at June 30, 2026221.4244.563.033.7189.0

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's experience life — interest accruals?
Horace Mann Educators (HMN) reported experience life — interest accruals of $900K in Q2 2026.
How has Horace Mann Educators's experience life — interest accruals changed year-over-year?
Horace Mann Educators's experience life — interest accruals decreased by 0.0% year-over-year, from $900K to $900K.
What is the long-term trend for Horace Mann Educators's experience life — interest accruals?
Over 3 years (2021 to 2025), Horace Mann Educators's experience life — interest accruals has grown at a 5.0% compound annual growth rate (CAGR), from $3.2M to $3.7M.
What does experience life — interest accruals mean?
Represents the interest expense accrued on the liability for future policy benefits over the reporting period. This reflects the cost of capital associated with maintaining long-term insurance reserves. It is a fundamental component of the segment's overall cost structure and profitability analysis.

Ask your AI about Horace Mann Educators's experience life — interest accruals.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude