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Horace Mann Educators HMN Experience life — Issuances

Other product segments

Term Life
$5.5M-6.8%
Limited-Pay Whole Life
$500K0.0%
SPIA (life contingent)
$0-100%

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$320.5M-8.0%

Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumIssuance.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
($ in millions)Whole LifeTerm LifeExperience Life(1)Limited-Pay Whole LifeSupplemental Health(2)SPIA (life contingent)
Change in cash flow assumptions
Actual variances from expected experience(0.4)(0.1)(0.8)1.4
Adjusted balance at April 1, 2026252.0259.862.435.9217.1
Issuances(3)2.85.50.54.7
Interest accruals(4)2.12.80.90.31.8
Net premiums collected(5)(6.2)(6.8)(1.7)(1.2)(6.9)
June 30, 2026 balance at original discount rate250.8261.361.635.6216.6
Effect of changes in discount rate assumptions(29.4)(16.8)1.4(1.9)(27.6)

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's experience life — issuances?
Horace Mann Educators (HMN) reported experience life — issuances of $0 in Q2 2026.
What does experience life — issuances mean?
Tracks the volume of new life insurance policies issued within the segment during the reporting period. This metric serves as a primary indicator of top-line growth and market penetration within the target demographic. It measures the company's ability to attract new policyholders and expand its insurance footprint.

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