Skip to content

Horace Mann Educators HMN Experience life — Mortality / Morbidity, actual experience

Similar metrics at other companies

Fidelity National Financial logo
FNFTraditional Life — Mortality
1.6%-0.2pp
F&G Annuities & Life logo
FGTraditional Life — Mortality rate
1.6%-0.2pp
Ameriprise Financial logo
AMPOther Life Insurance — Effect of actual variances from expected experience
$1M
Lincoln National logo
LNCTraditional Life — Impact on future policy benefits, mortality
$23M+667%
MetLife logo
METWhole and Term Life & Endowments — Effect of actual variances from expected experience
$1M+108%
MetLife logo
METVariable Life — Effect of actual variances from expected experience
-200,000,000%0.0pp

Other financials

Income statement

See full
Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

See full
Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

See full
Operating cash flow$61.3M-56.5%

Valuation

See full
Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

See full
Net margin9.6%+2.6pp

Returns & leverage

See full
Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:LiabilityForFuturePolicyBenefitMortalityRateActualExperience.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Horace Mann Educators's experience life — mortality / morbidity, actual experience.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Horace Mann Educators's experience life — mortality / morbidity, actual experience?
Horace Mann Educators (HMN) reported experience life — mortality / morbidity, actual experience of 1.9% in Q1 2026.
How has Horace Mann Educators's experience life — mortality / morbidity, actual experience changed year-over-year?
Horace Mann Educators's experience life — mortality / morbidity, actual experience decreased by 17.4% year-over-year, from 2.3% to 1.9%.
What is the long-term trend for Horace Mann Educators's experience life — mortality / morbidity, actual experience?
Over 3 years (2022 to 2025), Horace Mann Educators's experience life — mortality / morbidity, actual experience has grown at a 4.7% compound annual growth rate (CAGR), from 6.7% to 7.7%.
What does experience life — mortality / morbidity, actual experience mean?
The actual observed frequency and severity of mortality or morbidity claims within the life insurance segment during a specific period. This metric reflects the real-world performance of the insured population compared to actuarial assumptions. Significant deviations from expectations can indicate changes in risk profile or underwriting effectiveness.