What does experience life — net amount at risk mean?

The difference between the death benefit payable and the current policyholder account value, representing the insurer's net exposure to mortality risk. This metric is essential for assessing the underwriting risk and the adequacy of reserves held for potential claims.

Horace Mann Educators HMN Experience life — Net amount at risk

Similar metrics at other companies

BHFCompany-Owned Life Insurance — Net amount at risk

$2.53B-3.0%

AMPOther Life Insurance, Netting — Net amount at risk

$121M-6.9%

PRULife/Disability — Net amount at risk

$75.15B+0.9%

METGroup Life — Net amount at risk

$269.9B+1.2%

METLife and Other — Net amount at risk

$60.11B-5.3%

AMPOther Life Insurance — Net amount at risk

$117M-7.9%

Other financials

Income statement

See full

Revenue$429.3M+3.1%

Net income$41.2M+7.9%

EPS (diluted)$1.00+8.7%

Balance sheet

See full

Cash & equivalents$20.9M-31.0%

Total debt$593.8M+8.5%

Total equity$1.5B+9.5%

Total assets$15.0B+4.0%

Cash flow

See full

Operating cash flow$61.3M-56.5%

Valuation

See full

Market cap$2.05B-1.1%

Enterprise value$2.62B+1.6%

P/E12.4×-5.7×

P/S1.2×-0.1×

Profitability

See full

Net margin9.6%+2.6pp

Returns & leverage

See full

Return on equity11.7%+2.8pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:PolicyholderAccountBalanceNetAmountAtRiskDuringPeriod.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's experience life — net amount at risk?: Horace Mann Educators (HMN) reported experience life — net amount at risk of $0 in Q1 2026.
What does experience life — net amount at risk mean?: The difference between the death benefit payable and the current policyholder account value, representing the insurer's net exposure to mortality risk. This metric is essential for assessing the underwriting risk and the adequacy of reserves held for potential claims.