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Horace Mann Educators HMN Experience life — Policyholder Account Balance, Benefit Payment

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Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceBenefitPayment.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
($ in millions)Three Months Ended June 30, 2026 / Indexed Universal LifeThree Months Ended June 30, 2026 / Experience Life(1)Three Months Ended June 30, 2026 / Fixed Account AnnuitiesThree Months Ended June 30, 2026 / Fixed Indexed Account AnnuitiesThree Months Ended June 30, 2026 / SPIA (non-life contingent)
Balance at April 1, 2026$100.6$53.7$4,482.6$365.1$26.2
Premiums received(2)$7.3$(0.2)$40.0$2.8$0.8
Surrenders and withdrawals(3)(0.5)(1.1)(88.4)(10.1)(0.2)
Benefit payments(4)(0.4)(0.3)(17.1)(0.4)(1.2)
Net transfers from (to) separate account0.25.3(0.2)
Interest credited(5)2.00.742.75.60.2
Other(1.3)3.9(2.1)
Balance at June 30, 2026$107.9$52.8$4,469.0$360.7$25.8

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's experience life — policyholder account balance, benefit payment?
Horace Mann Educators (HMN) reported experience life — policyholder account balance, benefit payment of $300K in Q2 2026.
How has Horace Mann Educators's experience life — policyholder account balance, benefit payment changed year-over-year?
Horace Mann Educators's experience life — policyholder account balance, benefit payment decreased by 25.0% year-over-year, from $400K to $300K.
What is the long-term trend for Horace Mann Educators's experience life — policyholder account balance, benefit payment?
Over 3 years (2022 to 2025), Horace Mann Educators's experience life — policyholder account balance, benefit payment has grown at a -8.0% compound annual growth rate (CAGR), from $1.8M to $1.4M.
What does experience life — policyholder account balance, benefit payment mean?
The total amount of benefit payments disbursed to policyholders or beneficiaries from their account balances. This reflects the fulfillment of contractual obligations and the realization of insurance coverage benefits for the policyholders.

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