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Horace Mann Educators HMN Fixed Account Annuities — Cash surrender value

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:PolicyholderAccountBalanceCashSurrenderValueDuringPeriod.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's fixed account annuities — cash surrender value?
Horace Mann Educators (HMN) reported fixed account annuities — cash surrender value of $4.43B in Q1 2026.
How has Horace Mann Educators's fixed account annuities — cash surrender value changed year-over-year?
Horace Mann Educators's fixed account annuities — cash surrender value decreased by 0.3% year-over-year, from $4.45B to $4.43B.
What does fixed account annuities — cash surrender value mean?
This represents the total amount that policyholders would be entitled to receive if they were to terminate their annuity contracts immediately, typically net of any applicable surrender charges. It serves as a measure of the company's immediate liquidity obligation to its policyholders. Monitoring this value is essential for assessing the company's financial strength and its ability to meet potential large-scale redemption requests.