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Horace Mann Educators HMN Fixed Account Annuities — Interest credited

Other product segments

Experience life
$600K-14.3%

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B-1.1%
Enterprise value$2.61B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:InterestCreditedToPolicyholdersAccountBalances.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's fixed account annuities — interest credited?
Horace Mann Educators (HMN) reported fixed account annuities — interest credited of $41.4M in Q1 2026.
How has Horace Mann Educators's fixed account annuities — interest credited changed year-over-year?
Horace Mann Educators's fixed account annuities — interest credited decreased by 3.0% year-over-year, from $42.7M to $41.4M.
What is the long-term trend for Horace Mann Educators's fixed account annuities — interest credited?
Over 3 years (2022 to 2025), Horace Mann Educators's fixed account annuities — interest credited has grown at a 3.2% compound annual growth rate (CAGR), from $156M to $171.4M.
What does fixed account annuities — interest credited mean?
This metric quantifies the total interest expense accrued and added to policyholder account balances based on the contractual crediting rates. It represents the cost of capital for the company's annuity liabilities and directly impacts the profitability of the segment. Managing this expense is vital for maintaining competitive product pricing while ensuring adequate investment spreads.