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Horace Mann Educators HMN Indexed Universal Life — Policyholders' account balances

Other product segments

Experience life
$53.7M-6.4%

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderFunds.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's indexed universal life — policyholders' account balances?
Horace Mann Educators (HMN) reported indexed universal life — policyholders' account balances of $100.6M in Q1 2026.
How has Horace Mann Educators's indexed universal life — policyholders' account balances changed year-over-year?
Horace Mann Educators's indexed universal life — policyholders' account balances increased by 28.6% year-over-year, from $78.2M to $100.6M.
What is the long-term trend for Horace Mann Educators's indexed universal life — policyholders' account balances?
Over 3 years (2022 to 2025), Horace Mann Educators's indexed universal life — policyholders' account balances has grown at a 24.9% compound annual growth rate (CAGR), from $176M to $343.2M.
What does indexed universal life — policyholders' account balances mean?
Represents the total liability held by the insurer for Indexed Universal Life policies, reflecting the accumulated value of premiums paid plus credited interest, less withdrawals and charges. This balance serves as a primary indicator of the scale of the insurance product segment and the company's long-term obligation to policyholders.