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Horace Mann Educators HMN Life & Retirement — Assumed Premiums Earned

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Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:AssumedPremiumsEarned.

The source filing: Horace Mann Educators’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 1:09 PM EST
Fiscal year
FY2025
Accession
0000850141-26-000007
Column A / Year Ended December 31, 2025Column B / Direct(1)AmountColumn C / Ceded to Other CompaniesColumn D / Assumedfrom Other CompaniesColumn E / Net AmountColumn F / Percentageof Amount Assumed to Net
Life insurance in force$46,536.6$11,578.7$34,957.9
Premiums
Property & Casualty$806.8$20.9$16.7$802.62.1%
Life & Retirement165.36.7158.6
Supplemental & Group Benefits286.630.711.3267.24.2%
Total premiums$1,258.7$58.3$28.0$1,228.42.3%
Year Ended December 31, 2024
Life insurance in force$37,107.3$10,012.3$27,095.0

ITEM 15. I Exhibits and Financial Statement Schedules

FAQ

What is Horace Mann Educators's life & retirement — assumed premiums earned?
Horace Mann Educators (HMN) reported life & retirement — assumed premiums earned of $0 in Q4 2025.
What does life & retirement — assumed premiums earned mean?
Measures the premiums earned by the insurance segment from assuming risk from other insurance companies through reinsurance arrangements. It reflects the segment's role as a reinsurer and its strategy for diversifying its risk portfolio.

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