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Horace Mann Educators HMN Property & Casualty — Net premiums and contract charges earned

Other segment segments

Supplemental & Group Benefits
$70.6M+7.5%
Life & Retirement
$41M+3.5%
Corporate & Other
$0

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Other financials

Income statement

See full
Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.11B+17.8%
Enterprise value$2.66B+15.7%
P/E11.9×-0.9×
P/S1.2×+0.1×

Profitability

See full
Net margin10.2%+1.7pp

Returns & leverage

See full
Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:PremiumsAndContractChargesEarnedNetAmount.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
Line itemProperty & CasualtyLife & RetirementSupplemental & Group BenefitsCorporate & Other*Totals
($ in millions)
Net premiums and contract charges earned$205.3$41.0$70.6$316.9
Net investment income11.896.710.41.6120.5
Other segment income0.75.5(0.9)0.96.2
Total segment revenues$217.8$143.2$80.1$2.5$443.6
Benefits and claims expenses (excluding catastrophe losses)$84.7$31.9$31.6$148.2
Catastrophe losses24.224.2
Loss adjustment expenses18.518.5

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's property & casualty — net premiums and contract charges earned?
Horace Mann Educators (HMN) reported property & casualty — net premiums and contract charges earned of $205.3M in Q2 2026.
How has Horace Mann Educators's property & casualty — net premiums and contract charges earned changed year-over-year?
Horace Mann Educators's property & casualty — net premiums and contract charges earned increased by 4.1% year-over-year, from $197.3M to $205.3M.
What is the long-term trend for Horace Mann Educators's property & casualty — net premiums and contract charges earned?
Over 4 years (2021 to 2025), Horace Mann Educators's property & casualty — net premiums and contract charges earned has grown at a 6.8% compound annual growth rate (CAGR), from $617.4M to $802.6M.
What does property & casualty — net premiums and contract charges earned mean?
Represents the total revenue recognized from insurance policies within the property and casualty segment after accounting for reinsurance ceded. This metric reflects the core top-line growth and market demand for the company's P&C insurance products.

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