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Horace Mann Educators HMN Property & Casualty — Premiums Earned, Net

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B-1.1%

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Horace Mann Educators’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's property & casualty — premiums earned, net?
Horace Mann Educators (HMN) reported property & casualty — premiums earned, net of $200.65M in Q4 2025.
How has Horace Mann Educators's property & casualty — premiums earned, net changed year-over-year?
Horace Mann Educators's property & casualty — premiums earned, net increased by 9.0% year-over-year, from $184.13M to $200.65M.
What is the long-term trend for Horace Mann Educators's property & casualty — premiums earned, net?
Over 4 years (2021 to 2025), Horace Mann Educators's property & casualty — premiums earned, net has grown at a 6.8% compound annual growth rate (CAGR), from $617.4M to $802.6M.
What does property & casualty — premiums earned, net mean?
The final premium revenue retained by the company after accounting for both ceded and assumed reinsurance transactions. This is the primary revenue figure used to calculate underwriting margins and overall segment profitability.