What is Horace Mann Educators's specialty health — year nine?

Horace Mann Educators (HMN) reported specialty health — year nine of 0% in Q4 2025.

What does specialty health — year nine mean?

Represents the total number of active members enrolled in specialty health insurance products during the ninth year of the reporting period. This metric assists in identifying potential saturation or expansion trends within the specialty health market segment.

Horace Mann Educators HMN Specialty Health — Year Nine

Similar metrics at other companies

ACGLSpecialty — Year Nine

0%—

SPNTOther Specialties — Year 9

0.4%-0.1pp

ACGLMulti-line and other specialty — Year Nine

1.1%+0.3pp

ACGLSpecialty — Year Ten

0.1%-0.2pp

ACGLSpecialty — Year Eight

0.5%-0.2pp

ACGLSpecialty — Year Seven

1.2%-0.4pp

Other financials

Income statement

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Revenue$429.3M+3.1%

Net income$41.2M+7.9%

EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%

Total debt$593.8M+8.5%

Total equity$1.5B+9.5%

Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%

Enterprise value$2.62B+1.6%

P/E12.4×-5.7×

P/S1.2×-0.1×

Profitability

See full

Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearNine.

The official record: Horace Mann Educators’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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What is Horace Mann Educators's specialty health — year nine?: Horace Mann Educators (HMN) reported specialty health — year nine of 0% in Q4 2025.
What does specialty health — year nine mean?: Represents the total number of active members enrolled in specialty health insurance products during the ninth year of the reporting period. This metric assists in identifying potential saturation or expansion trends within the specialty health market segment.