What is Horace Mann Educators's specialty health — year ten?

Horace Mann Educators (HMN) reported specialty health — year ten of 0% in Q4 2025.

What does specialty health — year ten mean?

Represents the total number of active members enrolled in specialty health insurance products during the tenth year of the reporting period. It provides a comprehensive view of the decade-long performance and scale of the specialty health business unit.

Horace Mann Educators HMN Specialty Health — Year Ten

Similar metrics at other companies

ACGLSpecialty — Year Ten

0.1%-0.2pp

ACGLMulti-line and other specialty — Year Ten

0.4%-1.0pp

SPNTOther Specialties — Year 10

0.1%—

ACGLSpecialty — Year Nine

0%—

ACGLSpecialty — Year Six

3.8%-0.2pp

ACGLSpecialty — Year Eight

0.5%-0.2pp

Other financials

Income statement

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Revenue$429.3M+3.1%

Net income$41.2M+7.9%

EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%

Total debt$593.8M+8.5%

Total equity$1.5B+9.5%

Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%

Enterprise value$2.62B+1.6%

P/E12.4×-5.7×

P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTen.

The official record: Horace Mann Educators’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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What is Horace Mann Educators's specialty health — year ten?: Horace Mann Educators (HMN) reported specialty health — year ten of 0% in Q4 2025.
What does specialty health — year ten mean?: Represents the total number of active members enrolled in specialty health insurance products during the tenth year of the reporting period. It provides a comprehensive view of the decade-long performance and scale of the specialty health business unit.