Horace Mann Educators (HMN) SPIA (life contingent) — Expected future gross premiums, undiscounted

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Other product segments

Term Life

$700.1M-2.9%

Experience life

$434.4M-9.0%

Limited-Pay Whole Life

$75.4M+3.7%

Similar metrics at other companies

APOWhole Life — Expected future gross premiums, undiscounted

$1.72B+61.2%

JXNClosed Block Life — Expected future gross premiums, undiscounted

$3.71B-16.8%

JXNPayout Annuities — Expected future gross premiums, undiscounted

$0—

APOPayout Annuities with Life Contingencies — Expected future gross premiums, undiscounted

$0—

JXNClosed Block Annuity — Expected future gross premiums, undiscounted

$0—

PRUTerm Life — Undiscounted expected future gross premiums

$22.84B-0.5%

Other financials

Income statement

See full

Revenue$443.5M+7.7%

Net income$41.6M+41.5%

EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%

Total debt$594.2M+8.5%

Total equity$1.5B+10.5%

Total assets$15.6B+5.9%

Cash flow

See full

Operating cash flow$223.7M+70.4%

Valuation

See full

Market cap$2.19B+17.8%

Enterprise value$2.73B+15.7%

P/E12.3×-0.9×

P/S1.3×+0.1×

Profitability

See full

Net margin10.2%+1.7pp

Returns & leverage

See full

Return on equity12.4%+1.5pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumUndiscountedBeforeReinsurance.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 12:31 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0000850141-26-000033

($ in millions)	As of June 30, 2026 / Undiscounted	As of June 30, 2026 / Discounted	As of December 31, 2025 / Undiscounted	As of December 31, 2025 / Discounted
Expected future gross premiums	75.4	55.4	75.9	56.0
Expected future benefits and expenses	342.0	119.3	337.8	118.1
Supplemental health
Expected future gross premiums	1,635.8	1,166.9	1,613.0	1,160.1
Expected future benefits and expenses	684.5	464.2	674.0	462.7
SPIA (life contingent)
Expected future gross premiums	—	—	—	—
Expected future benefits and expenses	139.7	99.8	144.6	103.0

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's SPIA (life contingent) — expected future gross premiums, undiscounted?: Horace Mann Educators (HMN) reported SPIA (life contingent) — expected future gross premiums, undiscounted of $0 in Q2 2026.
What does SPIA (life contingent) — expected future gross premiums, undiscounted mean?: This metric represents the total nominal value of future gross premiums expected to be collected from life-contingent single premium immediate annuity contracts. It provides insight into the undiscounted revenue pipeline generated by this specific retirement product segment.