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Horace Mann Educators HMN Supplemental & Group Benefits — Deferred policy acquisition cost amortization

Other segment segments

Property & Casualty
$26.2M+15.9%
Life & Retirement
$6.2M+8.8%
Corporate & Other
$0

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Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
Line itemProperty & CasualtyLife & RetirementSupplemental & Group BenefitsCorporate & Other*Totals
Commissions expense16.911.311.339.5
Taxes, licenses and fees5.61.21.50.28.5
Deferred policy acquisition costs(24.9)(6.4)(1.5)(32.8)
Deferred policy acquisition cost amortization25.36.20.532.0
Interest expense9.69.6
Total segment expenses$184.8$122.5$65.8$13.3$386.4
Pretax profit (loss)$33.0$20.7$14.3$(10.8)$57.2
Income tax expense7.24.13.1(5.4)9.0

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's supplemental & group benefits — deferred policy acquisition cost amortization?
Horace Mann Educators (HMN) reported supplemental & group benefits — deferred policy acquisition cost amortization of $500K in Q2 2026.
How has Horace Mann Educators's supplemental & group benefits — deferred policy acquisition cost amortization changed year-over-year?
Horace Mann Educators's supplemental & group benefits — deferred policy acquisition cost amortization increased by 25.0% year-over-year, from $400K to $500K.
What is the long-term trend for Horace Mann Educators's supplemental & group benefits — deferred policy acquisition cost amortization?
Over 4 years (2021 to 2025), Horace Mann Educators's supplemental & group benefits — deferred policy acquisition cost amortization has grown at a 22.1% compound annual growth rate (CAGR), from $900K to $2M.
What does supplemental & group benefits — deferred policy acquisition cost amortization mean?
The periodic expense recognized as capitalized acquisition costs are systematically charged against earnings over the duration of the insurance contracts. This metric indicates the rate at which the company is expensing the upfront costs incurred to secure its current book of business.

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