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Horace Mann Educators HMN Supplemental health — Expected future benefits and expenses, discounted

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Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitDiscountedBeforeReinsurance.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
($ in millions)As of June 30, 2026 / UndiscountedAs of June 30, 2026 / DiscountedAs of December 31, 2025 / UndiscountedAs of December 31, 2025 / Discounted
Expected future gross premiums75.455.475.956.0
Expected future benefits and expenses342.0119.3337.8118.1
Supplemental health
Expected future gross premiums1,635.81,166.91,613.01,160.1
Expected future benefits and expenses684.5464.2674.0462.7
SPIA (life contingent)
Expected future gross premiums
Expected future benefits and expenses139.799.8144.6103.0

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's supplemental health — expected future benefits and expenses, discounted?
Horace Mann Educators (HMN) reported supplemental health — expected future benefits and expenses, discounted of $464.2M in Q2 2026.
How has Horace Mann Educators's supplemental health — expected future benefits and expenses, discounted changed year-over-year?
Horace Mann Educators's supplemental health — expected future benefits and expenses, discounted decreased by 2.6% year-over-year, from $476.8M to $464.2M.
What is the long-term trend for Horace Mann Educators's supplemental health — expected future benefits and expenses, discounted?
Over 2 years (2023 to 2025), Horace Mann Educators's supplemental health — expected future benefits and expenses, discounted has grown at a -5.0% compound annual growth rate (CAGR), from $2.09B to $1.89B.
What does supplemental health — expected future benefits and expenses, discounted mean?
This metric represents the present value of all projected future benefit payments and operating expenses for the supplemental health insurance segment. It is essential for evaluating the adequacy of current reserves and the long-term solvency of the product line.

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