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Horace Mann Educators HMN Supplemental health — Interest Expense

Other product segments

Experience life
$10.3M-1.9%
Term Life
$1.6M+6.7%
SPIA (life contingent)
$1M0.0%
Limited-Pay Whole Life
$800K+14.3%

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AFLOther — Interest Expense
$24M-7.7%

Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitInterestExpense.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
($ in millions)Interest expense / Three Months Ended June 30, 2026Interest expense / Three Months Ended June 30, 2025Interest expense / Six Months Ended June 30, 2026Interest expense / Six Months Ended June 30, 2025
Whole life$3.3$3.2$6.5$6.3
Term life1.61.53.12.9
Experience life10.310.520.621.1
Limited-pay whole life0.80.71.61.5
Supplemental health1.61.73.33.5
SPIA (life contingent)1.01.02.02.1
Total$18.6$18.6$37.1$37.4

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's supplemental health — interest expense?
Horace Mann Educators (HMN) reported supplemental health — interest expense of $1.6M in Q2 2026.
How has Horace Mann Educators's supplemental health — interest expense changed year-over-year?
Horace Mann Educators's supplemental health — interest expense decreased by 5.9% year-over-year, from $1.7M to $1.6M.
What is the long-term trend for Horace Mann Educators's supplemental health — interest expense?
Over 3 years (2022 to 2025), Horace Mann Educators's supplemental health — interest expense has grown at a -8.8% compound annual growth rate (CAGR), from $9.1M to $6.9M.
What does supplemental health — interest expense mean?
The interest expense accrued on the liability for future policy benefits within the supplemental health segment, reflecting the time value of money on long-term obligations. This expense represents the cost of carrying these liabilities over time as they approach maturity. It is a critical component of the segment's overall profitability and net income calculation.

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