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Horace Mann Educators HMN Term Life — Expected future benefits and expenses, discounted

Similar metrics at other companies

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PRUTerm Life — Undiscounted expected future benefits and expenses
$30.52B-1.6%
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CINFTerm Life Insurance — Discounted expected future benefit payments
$2.76B+2.1%
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CINFTerm Life Insurance — Undiscounted expected future benefit payments
$5.07B+3.5%
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PRUTerm Life — Discounted expected future gross premiums (at current discount rate)
$15B-0.1%
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PRUTerm Life — Liability for Future Policy Benefit, Expected Net Premium, before Reinsurance, after Discount Rate Change
1,041,500,000,000%-36,000,000,000pp
MetLife logo
METWhole and Term Life & Endowments — Discounted - Expected future benefit payments (at current discount rate at balance sheet date)
1,305,500,000,000%-261,800,000,000pp

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitDiscountedBeforeReinsurance.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's term life — expected future benefits and expenses, discounted?
Horace Mann Educators (HMN) reported term life — expected future benefits and expenses, discounted of $432.5M in Q1 2026.
How has Horace Mann Educators's term life — expected future benefits and expenses, discounted changed year-over-year?
Horace Mann Educators's term life — expected future benefits and expenses, discounted decreased by 1.1% year-over-year, from $437.3M to $432.5M.
What is the long-term trend for Horace Mann Educators's term life — expected future benefits and expenses, discounted?
Over 2 years (2023 to 2025), Horace Mann Educators's term life — expected future benefits and expenses, discounted has grown at a 3.2% compound annual growth rate (CAGR), from $1.63B to $1.74B.
What does term life — expected future benefits and expenses, discounted mean?
The present value of all projected future benefit payments and expenses for the term life insurance segment, calculated using an appropriate discount rate. This represents the actuarial liability for future policy benefits on the balance sheet. It is a critical measure for determining the adequacy of reserves and the overall financial health of the insurance segment.