Skip to content

Horace Mann Educators HMN Term Life — Expected future benefits and expenses, undiscounted

Other product segments

Experience life
$1.51B-6.6%
Limited-Pay Whole Life
$339.4M+9.8%
SPIA (life contingent)
$142.6M-4.2%

Similar metrics at other companies

Prudential Financial logo
PRUTerm Life — Undiscounted expected future benefits and expenses
$30.52B-1.6%
Cincinnati Financial logo
CINFTerm Life Insurance — Undiscounted expected future benefit payments
$5.07B+3.5%
Corebridge Financial logo
CRBGLife Insurance — Undiscounted expected future benefits and expense
$28.97B-5.5%
General Electric logo
GELife — Expected future benefit payments, undiscounted
$4B-61.3%
Brighthouse Financial logo
BHFTerm and Whole Life Insurance — Liability for Future Policy Benefit, Expected Future Policy Benefit, Undiscounted, before Reinsurance
$7.25B-9.7%
Cincinnati Financial logo
CINFTerm Life Insurance — Discounted expected future benefit payments
$2.76B+2.1%

Other financials

Income statement

See full
Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

See full
Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

See full
Operating cash flow$61.3M-56.5%

Valuation

See full
Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

See full
Net margin9.6%+2.6pp

Returns & leverage

See full
Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitUndiscountedBeforeReinsurance.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Horace Mann Educators's term life — expected future benefits and expenses, undiscounted.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Horace Mann Educators's term life — expected future benefits and expenses, undiscounted?
Horace Mann Educators (HMN) reported term life — expected future benefits and expenses, undiscounted of $742.6M in Q1 2026.
How has Horace Mann Educators's term life — expected future benefits and expenses, undiscounted changed year-over-year?
Horace Mann Educators's term life — expected future benefits and expenses, undiscounted decreased by 0.3% year-over-year, from $745.1M to $742.6M.
What is the long-term trend for Horace Mann Educators's term life — expected future benefits and expenses, undiscounted?
Over 2 years (2023 to 2025), Horace Mann Educators's term life — expected future benefits and expenses, undiscounted has grown at a 3.5% compound annual growth rate (CAGR), from $2.77B to $2.96B.
What does term life — expected future benefits and expenses, undiscounted mean?
The total nominal value of all projected future benefit payments and associated administrative expenses for the term life insurance segment. This figure represents the undiscounted liability the company expects to fulfill for its policyholders. Monitoring this helps management assess the scale of future obligations relative to premium income.