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Horace Mann Educators HMN Whole Life — Expected future benefits and expenses, discounted

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept hmn:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitDiscountedBeforeReinsurance.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's whole life — expected future benefits and expenses, discounted?
Horace Mann Educators (HMN) reported whole life — expected future benefits and expenses, discounted of $615.8M in Q1 2026.
How has Horace Mann Educators's whole life — expected future benefits and expenses, discounted changed year-over-year?
Horace Mann Educators's whole life — expected future benefits and expenses, discounted decreased by 0.4% year-over-year, from $618.2M to $615.8M.
What is the long-term trend for Horace Mann Educators's whole life — expected future benefits and expenses, discounted?
Over 2 years (2023 to 2025), Horace Mann Educators's whole life — expected future benefits and expenses, discounted has grown at a 3.0% compound annual growth rate (CAGR), from $2.36B to $2.5B.
What does whole life — expected future benefits and expenses, discounted mean?
Represents the present value of future benefit payments and expenses for the whole life insurance portfolio, adjusted for the time value of money. This metric is a critical component of the liability for future policy benefits and reflects the current economic burden of the segment's obligations. It is used by investors to gauge the adequacy of reserves and the overall financial health of the insurance product.