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Horace Mann Educators HMN Benefits, Losses and Expenses

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Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
DAC amortization expense32.029.964.359.5
Intangible asset amortization expense3.53.67.17.2
Interest expense9.68.619.117.5
Total benefits, losses and expenses394.5375.2773.6744.1
Income before income taxes49.036.599.284.0
Income tax expense7.47.116.416.4
Net income$41.6$29.4$82.8$67.6
Net income per share

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's benefits, losses and expenses?
Horace Mann Educators (HMN) reported benefits, losses and expenses of $394.5M in Q2 2026.
How has Horace Mann Educators's benefits, losses and expenses changed year-over-year?
Horace Mann Educators's benefits, losses and expenses increased by 5.1% year-over-year, from $375.2M to $394.5M.
What is the long-term trend for Horace Mann Educators's benefits, losses and expenses?
Over 4 years (2021 to 2025), Horace Mann Educators's benefits, losses and expenses has grown at a 7.6% compound annual growth rate (CAGR), from $1.12B to $1.5B.
What does benefits, losses and expenses mean?
This is the aggregate of all costs associated with insurance operations, including claims, interest credited, operating expenses, and amortization. It serves as the comprehensive measure of the total cost structure required to support the company's revenue-generating activities.

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