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Home BancShares HOMB Business Segments — Credit loss expense

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Other financials

Income statement

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Revenue$295.1M+8.9%
Net income$119.3M+0.8%
EPS (diluted)$0.59-1.7%

Balance sheet

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Cash & equivalents$1.1B-4.4%
Total debt$32.8M-26.5%
Total equity$4.5B+11.3%
Total assets$24.7B+7.9%

Cash flow

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Operating cash flow$97.4M+24.3%
CapEx$3.3M-58.6%
Free cash flow$94.1M+33.7%

Valuation

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Market cap$6.18B+13.2%
Enterprise value$5.16B+17.2%
P/E12.9×+0.3×
P/S5.5×+0.3×

Profitability

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Net margin42.7%+1.3pp
FCF margin38.3%+4.2pp

Returns & leverage

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Return on equity11.1%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Home BancShares in its filing.

Tagged under the XBRL concept homb:FinancingReceivableCreditLossExpenseReversalAdjusted.

The source filing: Home BancShares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:12 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001331520-26-000112
Banking SegmentThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest Expense95,19399,163182,312197,049
Segment net interest income and noninterest income$295,097$271,031$561,804$531,113
Less:
Credit loss expense5,2003,0005,7003,000
Salaries and employee benefits68,74264,318131,978126,173
Occupancy and equipment**15,78714,02330,65428,448
Data processing expense9,3078,36418,19116,922
Merger and acquisition expense12,72613,120

Item 1: Financial Statements

FAQ

What is Home BancShares's business segments — credit loss expense?
Home BancShares (HOMB) reported business segments — credit loss expense of $5.2M in Q2 2026.
How has Home BancShares's business segments — credit loss expense changed year-over-year?
Home BancShares's business segments — credit loss expense increased by 73.3% year-over-year, from $3M to $5.2M.
What is the long-term trend for Home BancShares's business segments — credit loss expense?
Over 3 years (2022 to 2025), Home BancShares's business segments — credit loss expense has grown at a -31.0% compound annual growth rate (CAGR), from $63.59M to $20.91M.
What does business segments — credit loss expense mean?
Represents the provision set aside to cover potential losses from the loan portfolio based on credit risk assessments. This metric is a critical indicator of the segment's asset quality and the expected credit environment.

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