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Hilltop Holdings HTH Banking — Interest Expense Operating

Other segment segments

Broker Dealer
$23.68M-9.9%
Mortgage Origination
$14.5M-11.9%

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Other financials

Income statement

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Revenue$315.8M+4.1%
Net income$36.5M+1.2%
EPS (diluted)$0.63+10.5%

Balance sheet

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Total debt$1.4B+60.9%
Total equity$2.1B-3.3%
Total assets$16.0B+4.2%

Cash flow

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Operating cash flow-$157.5M+32.9%
CapEx$5.4M
Free cash flow-$162.8M+30.6%

Valuation

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Market cap$2.25B+17.6%
P/E13.9×+0.6×
P/S1.8×+0.2×

Profitability

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Net margin12.7%+1.0pp
FCF margin-9.6%-42.7pp

Returns & leverage

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Return on equity7.5%+0.9pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by Hilltop Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Hilltop Holdings’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 4:32 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-086658
Three Months Ended June 30, 2026BankingBroker-DealerMortgage OriginationCorporateAll Other and EliminationsHilltop Consolidated
Interest income$150,931$36,665$13,630$3,813$(15,993)$189,046
Interest expense (1)51,46123,68414,4962,357(18,803)73,195
Net interest income (expense)99,47012,981(866)1,4562,810115,851
Noninterest income12,212110,99378,969894(3,110)199,958
Net revenue$111,682$123,974$78,103$2,350$(300)$315,809
Provision for (reversal of) credit losses(1,027)53(974)
Non-variable compensation and benefits33,52333,85826,2248,774102,379
Variable compensation (2)43,00334,51477,517

Item 1. Financial Statements.

FAQ

What is Hilltop Holdings's banking — interest expense operating?
Hilltop Holdings (HTH) reported banking — interest expense operating of $51.46M in Q2 2026.
How has Hilltop Holdings's banking — interest expense operating changed year-over-year?
Hilltop Holdings's banking — interest expense operating decreased by 20.2% year-over-year, from $64.48M to $51.46M.
What is the long-term trend for Hilltop Holdings's banking — interest expense operating?
Over 3 years (2022 to 2025), Hilltop Holdings's banking — interest expense operating has grown at a 53.6% compound annual growth rate (CAGR), from $70.01M to $253.7M.
What does banking — interest expense operating mean?
This figure captures the total costs incurred by the banking segment to fund its operations, primarily through interest paid on customer deposits and other borrowings. It reflects the bank's cost of capital and its sensitivity to interest rate fluctuations in the broader market. Managing this expense is critical for maintaining a healthy net interest margin.

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