United Bancorp UBCP Banking — Interest Expense Operating

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Questions, answered.

What is United Bancorp's banking — interest expense operating?

United Bancorp (UBCP) reported banking — interest expense operating of $3.5M in Q1 2026.

How has United Bancorp's banking — interest expense operating changed year-over-year?

United Bancorp's banking — interest expense operating decreased by 2.6% year-over-year, from $3.6M to $3.5M.

What is the long-term trend for United Bancorp's banking — interest expense operating?

Over 2 years (2023 to 2025), United Bancorp's banking — interest expense operating has grown at a 16.8% compound annual growth rate (CAGR), from $11.01M to $15.03M.

What does banking — interest expense operating mean?

The total cost incurred by the banking segment to fund its operations, primarily through interest paid on deposits, borrowings, and other liabilities. This metric reflects the cost of capital required to maintain the bank's lending and investment activities.