Non-cash expense representing the systematic allocation of tangible asset costs (depreciation) and intangible asset costs (amortization) over their useful lives.

Independent Bank Corporation IBCP D&A

D&A at other companies

Financial InstitutionsFISI

$98K-8.4%

Independent Bank CorpINDB

$10.21M-0.8%

Southern Missouri BancorpSMBC

$709K-20.2%

Equity BancsharesEQBK

$1.93M+84.5%

Burke & Herbert Financial Services Corp.BHRB

$3.68M+120%

Fifth Third BankFITB

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Segments

By segment

See full

Independent Bank$1.26M+1.8%

Other financials

Income statement

See full

Revenue$58.9M+8.9%

Net income$16.9M+8.2%

EPS (diluted)$0.81+9.5%

Balance sheet

See full

Cash & equivalents$174.9M+36.5%

Total debt$7.2M+13.4%

Total equity$510.6M+9.3%

Total assets$5.6B+4.3%

Cash flow

See full

Operating cash flow-$9.2M-148%

CapEx$4.6M+311%

Free cash flow-$13.8M-176%

Valuation

See full

Market cap$733.37M+16.4%

Enterprise value$565.68M+11.3%

P/E10.5×+1.0×

P/S3.2×+0.4×

Profitability

See full

Net margin30.3%+0.7pp

FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp

Debt / equity0×0.0×

Questions, answered.

What does D&A mean?: Non-cash expense representing the systematic allocation of tangible asset costs (depreciation) and intangible asset costs (amortization) over their useful lives.