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Independent Bank Corporation IBCP Loan and collection

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Segments

By segment

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Independent Bank$752K-4.3%

Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

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Market cap$733.17M+16.4%
Enterprise value$565.47M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept ibcp:LoanAndCollection.

The official record: Independent Bank Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's loan and collection?
Independent Bank Corporation (IBCP) reported loan and collection of $752K in Q1 2026.
How has Independent Bank Corporation's loan and collection changed year-over-year?
Independent Bank Corporation's loan and collection decreased by 4.3% year-over-year, from $786K to $752K.
What is the long-term trend for Independent Bank Corporation's loan and collection?
Over 4 years (2021 to 2025), Independent Bank Corporation's loan and collection has grown at a -9.8% compound annual growth rate (CAGR), from $4.14M to $2.74M.
What does loan and collection mean?
This category encompasses the direct costs associated with the origination, administration, and recovery efforts related to the bank's loan portfolio. It reflects the operational overhead required to manage credit risk and maintain the quality of the lending business.