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Independent Bank Corporation IBCP Retained Earnings

Retained Earnings at other companies

Financial Institutions logo
Financial InstitutionsFISI
$451.48M+13.2%
Fifth Third Bank logo
Fifth Third BankFITB
$25.25B+3.6%
Huntington Bancshares logo
Huntington BancsharesHBAN
$6.52B+19.0%
Independent Bank Corp logo
Independent Bank CorpINDB
$1.32B+10.6%
Southern Missouri Bancorp logo
Southern Missouri BancorpSMBC
$402.75M+16.3%
Equity Bancshares logo
Equity BancsharesEQBK
$218.53M+5.4%

Other financials

Income statement

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Revenue$58.9M+8.9%
Net income$16.9M+8.2%
EPS (diluted)$0.81+9.5%

Balance sheet

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Cash & equivalents$174.9M+36.5%
Total debt$7.2M+13.4%
Total equity$510.6M+9.3%
Total assets$5.6B+4.3%

Cash flow

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Operating cash flow-$9.2M-148%
CapEx$4.6M+311%
Free cash flow-$13.8M-176%

Valuation

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Market cap$733.37M+16.4%
Enterprise value$565.68M+11.3%
P/E10.5×+1.0×
P/S3.2×+0.4×

Profitability

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Net margin30.3%+0.7pp
FCF margin16.6%-7.1pp

Returns & leverage

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Return on equity14.3%-0.8pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Independent Bank Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Independent Bank Corporation's retained earnings?
Independent Bank Corporation (IBCP) reported retained earnings of $263.9M in Q1 2026.
How has Independent Bank Corporation's retained earnings changed year-over-year?
Independent Bank Corporation's retained earnings increased by 22.2% year-over-year, from $216M to $263.9M.
What is the long-term trend for Independent Bank Corporation's retained earnings?
Over 5 years (2020 to 2025), Independent Bank Corporation's retained earnings has grown at a 44.5% compound annual growth rate (CAGR), from $40.15M to $252.79M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.