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Independent Bank Corporation IBCP Unrealized Gains on Investments

Unrealized Gains on Investments at other companies

Independent Bank Corp logo
Independent Bank CorpINDB
$1.36M-39.4%
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Other financials

Income statement

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Revenue$63.2M+13.0%
Net income$18.8M+11.4%
EPS (diluted)$0.90+11.1%

Balance sheet

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Cash & equivalents$165.5M+13.2%
Total debt$7.0M+0.5%
Total equity$528.4M+12.6%
Total assets$5.7B+4.5%

Cash flow

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Operating cash flow$20.3M+5.7%
CapEx$3.6M+56.3%
Free cash flow$16.7M-1.1%

Valuation

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Market cap$841.35M+32.8%
Enterprise value$682.94M+38.1%
P/E11.7×+1.9×
P/S3.5×+0.7×

Profitability

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Net margin30.2%+1.2pp
FCF margin16%-12.2pp

Returns & leverage

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Return on equity14.4%0.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Independent Bank Corporation in its filing.

Tagged under the XBRL concept us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax.

The source filing: Independent Bank Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000039311-26-000061
June 30, 2026Amortized CostUnrealized / GainsUnrealized / LossesFair Value
Obligations of states and political subdivisions315,401136,570278,832
Corporate37,989101,57136,428
Trust preferred9924988
Total$542,589$447$49,084$493,952
December 31, 2025
U.S. agency$8,320$1$404$7,917
U.S. agency residential mortgage-backed87,4351366,50681,065
U.S. agency commercial mortgage-backed8,0398537,186

Item 1. Condensed Consolidated Statements of Financial Condition June 30, 2026 and December 31, 20

FAQ

What is Independent Bank Corporation's unrealized gains on investments?
Independent Bank Corporation (IBCP) reported unrealized gains on investments of $447K in Q2 2026.
How has Independent Bank Corporation's unrealized gains on investments changed year-over-year?
Independent Bank Corporation's unrealized gains on investments increased by 27.7% year-over-year, from $350K to $447K.
What is the long-term trend for Independent Bank Corporation's unrealized gains on investments?
Over 5 years (2020 to 2025), Independent Bank Corporation's unrealized gains on investments has grown at a -54.2% compound annual growth rate (CAGR), from $21.43M to $430K.
What does unrealized gains on investments mean?
This represents the total increase in the fair market value of investment securities held by the bank that has not yet been realized through a sale. These gains are typically recorded in accumulated other comprehensive income for available-for-sale securities. It reflects the current market appreciation of the bank's investment portfolio.

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