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International Bancshares IBOC International Banking Services — Letters Of Credit Outstanding Amount

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Other financials

Income statement

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Revenue$208.5M+5.2%
Net income$102.2M+5.5%
EPS (diluted)$1.64+5.1%

Balance sheet

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Cash & equivalents$585.9M-0.6%
Total equity$3.3B+13.6%
Total assets$16.8B+3.4%

Cash flow

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Operating cash flow$120.7M-14.0%
CapEx$4.7M-36.5%
Free cash flow$116.0M-12.8%

Valuation

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Market cap$4.57B+6.6%

Profitability

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Net margin49%-0.5pp
FCF margin53.5%-2.7pp

Returns & leverage

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Return on equity13.5%-1.7pp
Debt / equity

Where this comes from

Reported directly by International Bancshares in its filing.

Tagged under the XBRL concept us-gaap:LettersOfCreditOutstandingAmount.

The official record: International Bancshares’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is International Bancshares's international banking services — letters of credit outstanding amount?
International Bancshares (IBOC) reported international banking services — letters of credit outstanding amount of $135.58M in Q4 2025.
How has International Bancshares's international banking services — letters of credit outstanding amount changed year-over-year?
International Bancshares's international banking services — letters of credit outstanding amount decreased by 9.3% year-over-year, from $149.54M to $135.58M.
What does international banking services — letters of credit outstanding amount mean?
This metric measures the total face value of letters of credit issued by the bank on behalf of international clients. It represents an off-balance sheet commitment that indicates the bank's role in facilitating international trade and the associated contingent credit risk.