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International Bancshares IBOC International Banking Services — Letters Of Credit Outstanding Amount

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Other financials

Income statement

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Revenue$214.8M+3.2%
Net income$95.8M-4.3%
EPS (diluted)$1.54-4.3%

Balance sheet

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Cash & equivalents$451.2M-38.4%
Total equity$3.4B+11.7%
Total assets$17.0B+3.4%

Cash flow

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Operating cash flow$94.2M-1.3%
CapEx$5.7M+46.7%
Free cash flow$88.6M-3.4%

Valuation

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Market cap$4.67B+8.4%
P/E11.3×+0.8×
P/S5.4×+0.2×

Profitability

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Net margin48.1%-1.7pp
FCF margin52.7%-1.8pp

Returns & leverage

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Return on equity12.9%-1.8pp
Debt / equity

Where this comes from

Reported directly by International Bancshares in its filing.

Tagged under the XBRL concept us-gaap:LettersOfCreditOutstandingAmount.

The source filing: International Bancshares’s 10-K, filed February 26, 2026. Open the filing →

Filed
Feb 26, 2026, 3:23 PM EST
Fiscal year
FY2025
Accession
0001104659-26-020439

FAQ

What is International Bancshares's international banking services — letters of credit outstanding amount?
International Bancshares (IBOC) reported international banking services — letters of credit outstanding amount of $135.58M in Q4 2025.
How has International Bancshares's international banking services — letters of credit outstanding amount changed year-over-year?
International Bancshares's international banking services — letters of credit outstanding amount decreased by 9.3% year-over-year, from $149.54M to $135.58M.
What does international banking services — letters of credit outstanding amount mean?
This metric measures the total face value of letters of credit issued by the bank on behalf of international clients. It represents an off-balance sheet commitment that indicates the bank's role in facilitating international trade and the associated contingent credit risk.

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