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International Bancshares IBOC Data processing and equipment

Data processing and equipment at other companies

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Other financials

Income statement

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Revenue$214.8M+3.2%
Net income$95.8M-4.3%
EPS (diluted)$1.54-4.3%

Balance sheet

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Cash & equivalents$451.2M-38.4%
Total equity$3.4B+11.7%
Total assets$17.0B+3.4%

Cash flow

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Operating cash flow$94.2M-1.3%
CapEx$5.7M+46.7%
Free cash flow$88.6M-3.4%

Valuation

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Market cap$4.67B+8.4%
P/E11.3×+0.8×
P/S5.4×+0.2×

Profitability

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Net margin48.1%-1.7pp
FCF margin52.7%-1.8pp

Returns & leverage

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Return on equity12.9%-1.8pp
Debt / equity

Where this comes from

Reported directly by International Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: International Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 3:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-091933
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Deposit insurance assessments1,8371,7633,6743,533
Net operations, other real estate owned2759904231,366
Advertising1,7051,7323,3953,453
Software and software maintenance5,8385,72111,52811,131
Other15,18112,51426,62822,811
Total non-interest expense82,60577,801158,653151,576
Income before income taxes121,111125,962250,497247,080
Provision for income taxes25,29925,82052,49950,046

Item 1. Financial Statements

FAQ

What is International Bancshares's data processing and equipment?
International Bancshares (IBOC) reported data processing and equipment of $5.84M in Q2 2026.
How has International Bancshares's data processing and equipment changed year-over-year?
International Bancshares's data processing and equipment increased by 2.0% year-over-year, from $5.72M to $5.84M.
What is the long-term trend for International Bancshares's data processing and equipment?
Over 4 years (2021 to 2025), International Bancshares's data processing and equipment has grown at a 6.2% compound annual growth rate (CAGR), from $17.79M to $22.61M.
What does data processing and equipment mean?
This metric represents the costs associated with maintaining the bank's digital infrastructure, software licensing, and data processing services. It reflects the bank's commitment to technological modernization and operational scalability. Rising costs in this area often indicate investments in digital banking capabilities or cybersecurity enhancements.

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