What does total debt mean?

Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.

International Bancshares IBOC Total debt

Discontinued — last reported Q4 '18

Total debt at other companies

Eastern Bankshares, Inc.EBC

$813.83M+454%

HOM

Home BancSharesHOMB

$32.74M-29.6%

First Financial BanksharesFFIN

$22.31M-17.3%

ServisFirst BancsharesSFBS

$23.14M-10.4%

UBS

United BanksharesUBSI

$542.31M-4.6%

F.N.B. CorporationFNB

$4.44B-6.6%

Other financials

Income statement

See full

Revenue$208.5M+5.2%

Net income$102.2M+5.5%

EPS (diluted)$1.64+5.1%

Balance sheet

See full

Cash & equivalents$585.9M-0.6%

Total equity$3.3B+13.6%

Total assets$16.8B+3.4%

Cash flow

See full

Operating cash flow$120.7M-14.0%

CapEx$4.7M-36.5%

Free cash flow$116.0M-12.8%

Valuation

See full

Market cap$4.57B+6.6%

P/E11×+0.5×

P/S5.4×+0.2×

Profitability

See full

Net margin49%-0.5pp

FCF margin53.5%-2.7pp

Returns & leverage

See full

Return on equity13.5%-1.7pp

Debt / equity0×—

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $275K.

The official record: International Bancshares’s 10-K, filed February 27, 2019, on SEC EDGAR. View the filing →

Questions, answered.

What does total debt mean?: Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.