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International Money Express IMXI Business Segments — Payer commissions

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Other financials

Income statement

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Revenue$122.0M-15.5%
Operating income$3.7M-73.9%
Net income$511.0K-93.4%
EPS (diluted)$0.02-92.0%

Balance sheet

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Cash & equivalents$170.3M+12.2%
Total debt$262.3M+53.1%
Total equity$162.7M+16.8%
Total assets$565.9M+15.4%

Cash flow

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Operating cash flow-$37.4M-191%
CapEx$5.5M+4.1%
Free cash flow-$42.9M-219%

Valuation

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Market cap$355.72M-20.4%
Enterprise value$447.67M+2.0%
P/E14×+5.3×
P/S0.6×-0.1×

Profitability

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Operating margin7.7%-6.0pp
Net margin4.3%-4.0pp
FCF margin25.1%+21.7pp

Returns & leverage

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Return on equity16.8%-22.4pp
Debt / equity1.6×+0.4×
Current ratio2.8×+1.1×

Where this comes from

Reported directly by International Money Express in its filing.

Tagged under the XBRL concept imxi:PayerCommissions.

The source filing: International Money Express’s 10-Q, filed May 11, 2026.

Filed
May 11, 2026, 9:30 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-033174
Line itemThree Months Ended March 31, 20262025
Total revenues121,952144,310
Less:
Agent commissions51,15861,163
Payer commissions18,82723,811
Bank charges and fees5,6146,594
Salaries and benefits18,89018,288
Other segment items (1)15,04713,209
Provision for credit losses2,8912,066

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is International Money Express's business segments — payer commissions?
International Money Express (IMXI) reported business segments — payer commissions of $18.83M in Q1 2026.
How has International Money Express's business segments — payer commissions changed year-over-year?
International Money Express's business segments — payer commissions decreased by 20.9% year-over-year, from $23.81M to $18.83M.
What is the long-term trend for International Money Express's business segments — payer commissions?
Over 3 years (2022 to 2025), International Money Express's business segments — payer commissions has grown at a 1.0% compound annual growth rate (CAGR), from $93.6M to $96.54M.
What does business segments — payer commissions mean?
Represents the fees paid to third-party entities or financial institutions that act as the final payout providers for money transfers. These costs are incurred to ensure that funds are successfully delivered to recipients in the destination countries. It is a critical component of the direct cost structure for cross-border remittance services.

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